Crypto Forum

What is the highest anyone has been able to reach so far ?
I'm at 40% on one of my wallets!

I'm not sure of what the highest has ever been (not even for my own wallets), but it's definitely been in the hundreds; particularly in the beginning when the system was issuing 150% on deposit fees. That was cool for a moment, but not sustainable. The system is now in a more balanced state, making it more sustainable while still performing with decent returns. And what's better is that the returns are in Bitcoin.

Still, it'll be pretty cool if we can continue to increase APYs. Much of this is based on market but if I can find ways to generate more revenue that's sourced outside of the wallets, that'll be the icing on the cake. By then, we'll have to start charging people to get a wallet (which will generate even more revenue). We'll see what the future holds

DecentralEyes wrote: Fri Jul 04, 2025 4:20 am What is the highest anyone has been able to reach so far ?
I'm at 40% on one of my wallets!

You may find this interesting as well... Check this out.

I just registered for a new wallet, sent $20 USD worth of BTC to it (internally) and purchased 6.79 worth of credits at a 9% discount (paid 6.18 BTC). The APY right now is 132% with a conversion rate of 9.63 sats/hr. Of course, this includes some boost points since I just made the purchase but let's continue to use this rate in this example.

The profit I get from this is only 0.61 and based on the conversion rate, about 231 credits will convert a day (9.63 sats * 24).

231 sats = about 0.25 cents (per the conversion calculator on the dashboard)

With a credit balance of 6.79 and a daily conversion of 0.25, it'll take about 27 days (let's say a month) for all of the credits to convert into Bitcoin.

The net Bitcoin position after all credits are converted will be 0.61 cents. So I'd earn 0.61 cents in a month.

This doesn't sound like much, but consider the investment amount of only 6.79. The return would be 0.61/6.18 = a 9.8% return in 1 month.

There are 12 months in a year so the annual percentage yield (APY) would be 9.8% * 12 = 120%.

Just stepping through the logic to validate the APY displayed. But you'll also notice that wallets with lower Credit balances often times have higher APYs (in this case, around 132%). This is an exceptional way for users in impoverished regions of the world to stack sats.

And while the system could easily pay off a 6.79 Credit obligation in a second and not be fazed by it, such high conversions would inevitably be discovered and would likely compel users to exploit the system's resources on a massive scale. But not with this system! LOL Everything is designed to maintain a balanced playground for all users, regardless of when they start or how much they use to grow their Bitcoin.

The key is Bitcoin itself and the accumulation of Bitcoin over time. With a proper understanding and strategy in place, this is the best guarantee of wealth preservation & wealth accumulation that exists today. Numbers don't lie and history gives us the opportunity to learn from the past.

Now with all that said, my new wallet is kicking out an APY of 133%

Wow, I just find that extraordinary.
I've not been able to get any of my rates over 40% either from a new wallet or by selling or buying credits or by DCA-ing.
If anything my conversion rates tend to very slowly drop over several days.

DecentralEyes wrote: Sun Jul 06, 2025 11:45 am Wow, I just find that extraordinary.
I've not been able to get any of my rates over 40% either from a new wallet or by selling or buying credits or by DCA-ing.
If anything my conversion rates tend to very slowly drop over several days.

If the amount of credits available in your wallets are higher, you can expect to see slower conversions... Out of all of your wallets, what is the Credit balance of the one with the least amount of credits?

Have you registered for more than 10 wallets?

How often do you purchase credits from the marketplace?

DecentralEyes wrote: Sun Jul 06, 2025 11:45 am Wow, I just find that extraordinary.
I've not been able to get any of my rates over 40% either from a new wallet or by selling or buying credits or by DCA-ing.
If anything my conversion rates tend to very slowly drop over several days.

Yo DE... I just checked that new wallet and the APY is now 41%. So the boost points that my wallet received kicked in, lasting for 24 hours. Credit balance is about 10.54 USD.

Got another wallet with about 2,334 USD in credits and the APY is 7%.

So things are working properly... Can't really complain about earning yield on Bitcoin b/c it's Bitcoin, but it's definitely worth trying different things out to determine how you can maximize your APY. I have enough wallets on autopilot where I don't really concern myself with it though. As long as they're progressively increasing my Bitcoin holdings, I'm satisfied. Don't really plan on looking at them again until late 2028.

I have 10 wallets in total.
The one with the least amount of credits has £15.96 and the APY for that wallet is currently 29%.